If you’re accustomed to a two to three week vacation every year, that’s not what retirement, feels like. If that were true you’d spend your retirement monies like a drunken sailor and find yourself broke within five years of your retirement date. Retirement is more like weekends without children, where every day is a Saturday. Transitioning from working to retirement for most Baby Boomers is a traumatizing event because their personal identification has been in what they do and not who they are. Believe it or not you can’t just golf everyday and be happy. You can’t just entertain yourself for the rest of your life by watching TV or movies eight to ten hours a day, seven days a week. Helping with grandchildren that live nearby can be an enterprise in itself, but that’s for their benefit, what about yours? You want to have a retirement plan that not only addresses your finances, but your passions. You may very well live into your nineties, but will you be living a life of significance?  Baby Boomers are not going quietly into the night. Many of them are migrating towards a hybrid retirement; they are consulting in their area of expertise,   Read more…