There are certain debts that are not dischargeable in bankruptcy; meaning, they cannot be eliminated and you are obligated to continue paying these debts, despite having filed a bankruptcy petition. These debts include domestic support obligations, tax debt and student loan debt. However, there are some exceptions to the dischargeability of these debts and areas where bankruptcy may even help you in paying down the debt.  Domestic Support Obligations include any spousal support or child support owed pursuant to a Court order. If you owe any domestic support obligations, they are never dischargeable in bankruptcy. However, if you are past due on your domestic support obligations, it could be beneficial to file a Chapter 13 bankruptcy. You would be able to discharge any other unsecured debt and pay back the domestic support obligation in payments over five years or less. It is a common misconception that tax debt is non-dischargeable as well. However, the dischargeability of tax debt depends on a few things. Tax debt that became due more than three (3) yeas ago, where the tax returns were filed at least two (2) years ago and assessed by the IRS at least 240 days ago (or 8 months) may   Read more…