Budgets. They are like New Year’s Resolutions – everyone makes one but nobody follows it. You might create a budget with all the best intentions. This year will be your Best Year Ever! And when you miss your first goal or monthly target you shred the budget in disgust, thinking all is hopeless. Ok, so maybe this is a little dramatic. It might take you two months before you shred the budget document. It is just a matter of perspective on how you look at this business tool. You can look at it as a “report card” with a passing or failing grade. Or you can look at it as a road map that illuminates high points and bumps in the road. Which perspective would you rather hold? When you create a budget, it is important to actually write it down. Just keeping it in your heads means you are avoiding making a commitment. Keeping the numbers in your head means nobody knows what your plans are, so nobody knows if you’ve succeeded or failed and they can’t judge you. If you write the numbers down, it can be the ticket to growth because the budget will give you a   Read more…